Introduction:
Welcome to SwiftPay! These terms and conditions (the "Terms") govern your use of the SwiftPay payment gateway (the "Service"). By using the Service, you agree to be bound by these Terms. Please read them carefully.
Description of Service
SwiftPay is a payment gateway that allows you to send and receive money from other users. In order to use the Service, you must create an account and provide us with certain information, including your phone number, email address, and name. We may use this information to verify your identity and to provide you with support.
Fees
SwiftPay does not charge any fees for using the Service to send or receive money. However, you may be charged by your bank or other financial institution for certain transactions. Please check with your bank or financial institution for details.
User Conduct
You agree to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. You agree not to use the Service to:
- Engage in any illegal or fraudulent activity
- Harass, abuse, or harm others
- Transmit any viruses, worms, or other harmful software
- Interfere with the operation of the Service
- Attempt to gain unauthorized access to the Service or to other users' accounts
Data Use
SwiftPay collects and uses your personal information, including your phone number, email address, and name, to provide you with the Service and to improve the Service. We may also use this information to contact you about the Service or to provide you with marketing information. We will never sell your personal information to third parties.
Indemnification
You agree to indemnify and hold SwiftPay harmless from any claims, damages, or other losses arising from your use of the Service or your violation of these Terms.
Limitation of Liability
SwiftPay is not liable for any damages arising from your use of the Service, including any indirect, incidental, or consequential damages. In no event shall our total liability exceed the amount of fees you have paid to us in the past six months.
Termination
We may terminate your account and access to the Service at any time for any reason, including if you violate these Terms or if we believe that your use of the Service is harmful to our business or to other users.
Changes to Terms
We may modify these Terms at any time by posting the revised Terms on our website. Your continued use of the Service after the revised Terms are posted constitutes your agreement to the revised Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which SwiftPay is located.
Contact Us
If you have any questions or concerns about these Terms or the Service, please contact us at .